Our toad was involved in a rear end accident appears to be slight damage and is drivable. The insurance company of the at fault driver is totaling our toad. How do I calculate the cost of replacin...
It depends on your personal insurance levels but you are insured by the company you pay. They then attempt to get the other person's insurance to pay all the damages. If they don't or the other person was inadequately insured your company pays. You should have no relationship with the other insurance.