Used MH - how old is too old?

Veik wrote:

Bordercollie wrote:
With a new rig you get a factory warranty that covers both the truck and house parts for a limited period of time. If you dicker properly, you can get a deal that rivals the cost of a near-new rig and you get a warranty and fixes by the dealer's service department. There are taxes DMV fees and other expenses that
that add to the cost of a new rig. Private sellers often want unrealistically high dollars for their newish rigs to pay off loans. If you can buy for cash, you can save big on new rig. We bought our 2004 Fleetwood Tioga for 52K cash from in late 2003. Dealer's asking price was over 60K. It took some dickering. RV tires are only safe for some 5 years then sidewall cracks require replacement. Air conditioning units, fridges, water pumps, converter chargers, and house batteries may require replacement at about 10 years old. A three year old rig may be a good buy if it requires nothing, but expect cost of repairs, replacements and upgrades with any rig. If you plan to buy used, make sure you know what rig needs and get independent cost estimates before you buy.

I have a certain limit on how much cash I can do, rest will finance.

Does it make sense to finance a 10 year old rig?

If that's what will work for you, it makes sense to finance a 10yr old rig. I bought an 11 year old, relatively low mileage (32,000 mi.), voluntary repo for $7,000. I had a four year old truck and slide in truck camper at the time, with no desire to get another Class C, but it was just one of those deals I couldn't pass up. I bought it with one of those 0 interest credit card checks and rolled into a home equity loan a while later.
I never understood the thinking that buying with cash at a dealer, is to your advantage. I believe even if you finance, the dealer is going to get his money up front, and could very well make more money, if the financing is handled through them.