I had a 2 yr contract from Xtraride on my Exec when I bought it. It paid for itself in that time period. When it expired, I bought a 4 yr contract from Wholesale Warranties. It was well worth the money, if for no other reason but for peace of mind. That said, Xtraride is a dealer ONLY item. You won't be able to purchase a contract directly thru them any longer. I used it when I had a lightning strike near my coach. Took out the middle A/C unit, an air pump, the transfer switch, microwave etc. They were terrific and worked hand in hand with Monaco for the repair. You'll get some on here that will tell you it's a waste of money, put the money in a separate savings acct, yada yada yada. I had a blowout in Florida and the warranty covered the cost completely including the new tire. They also replaced my A/C unit when we were in Cape Canaveral. Done at the campground. Again, for peace of mind if you can't, or don't want to do any of the repairs yourself, it's money well spent....Dennis