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T18skyguy wrote:

fj12ryder wrote:

Bill.Satellite wrote:
So I become Medicare eligible next month. I have signed up for part A and B and will sign up for the Walmart Part D even though I take no medications to avoid late sign up penalties. Anyone have ideas if I need F or some other supplemental?

Completely depends on the state of your health and what it will be in the future. That's where the difficulty lies: in deciding how your health will be down the road.

I know a couple that paid no additional money for their Medicare supplement, and it worked very well for them. Even though he developed cancer when he got older they still basically broke even because he had quite a few years of good health with no medical issues.

Don't forget that Plan F is supposed to not be offered after this year.

Plan F and Plan G are suppose to be exactly the same, except the brokers would push plan F because it makes them more money. For anyone making the Medicare decision, there are many good books on the issue, one being 'Getting What's Yours, Medicare" It's really a major decision that can cost you dearly if you make a mistake.

Mostly true. Plan F pays the Medicare Part B deductible and Plan G doesn't. Also, not all areas offer both plans, some plans are available in some areas, but not other areas.

It's kind of a moot point anyway.

"Beginning in 2020, newly eligible Medicare beneficiaries will not be allowed to enroll in Medigap Plan F because of a new federal law that prohibits plans from covering the Medicare Part B deductible."