Medicare ads!!!!!

The ads keep coming partly because there are millions of people who can enroll at any time. An example is if you are covered by your spouse private insurance, and they are still working, when the spouse retires, then you have a certain amount of time to get part B and a supplement plan. It's a window so to speak for folks in that situation.

T18skyguy wrote:
The ads keep coming partly because there are millions of people who can enroll at any time. An example is if you are covered by your spouse private insurance, and they are still working, when the spouse retires, then you have a certain amount of time to get part B and a supplement plan. It's a window so to speak for folks in that situation.

or you reach age 65 outside of the annual renewal period for those already covered. Which is likely 10/12 of people reaching age 65 during the year.

Lynnmor wrote:

DC&MC wrote:
Can anyone tell me why we are suffering thru these unending Medicare advantage ads?

Because people are too dumb to go to Medicare.gov and get price comparison without interference from the companies running deceptive ads.

I use the zero payment Medicare Advantage because I don't want to pay hundreds of dollars monthly and I do realize that if everything goes bad I might pay a bit more out of pocket. In those years years where there are no extraordinary medical expenses, I am ahead. So far I am way ahead of the game.

I'm doing the same thing. The Zero plan does have a max out of pocket, so hopefully our world won't come to an end. If I bought every insurance I'd been broke long ago.
Brian

So I become Medicare eligible next month. I have signed up for part A and B and will sign up for the Walmart Part D even though I take no medications to avoid late sign up penalties. Anyone have ideas if I need F or some other supplemental?

Bill.Satellite wrote:
So I become Medicare eligible next month. I have signed up for part A and B and will sign up for the Walmart Part D even though I take no medications to avoid late sign up penalties. Anyone have ideas if I need F or some other supplemental?

Completely depends on the state of your health and what it will be in the future. That's where the difficulty lies: in deciding how your health will be down the road.

I know a couple that paid no additional money for their Medicare supplement, and it worked very well for them. Even though he developed cancer when he got older they still basically broke even because he had quite a few years of good health with no medical issues.

Don't forget that Plan F is supposed to not be offered after this year.

My opinion , any thing that you see constantly on TVs or magazines must have a tremendous profit margin . They ain't trying to sell ya something that has no profit for them .
I like that add that sez," you "MAY" be eligible for free dental , drugs , eyeglasses , cell phones and transportation . RIGHT , do not call me , I will call when I am ready !

Why is this topic still going on in Technology Corner? It has NOTHING to do with technology! It's more appropriate for Around the Campfire.

Moderator, my apologies for making this a public post. Everytime I try to Notify Moderator fails with an error message.

thestoloffs,
Try sending the Mod a PM. That still works.
Barney

fj12ryder wrote:

Bill.Satellite wrote:
So I become Medicare eligible next month. I have signed up for part A and B and will sign up for the Walmart Part D even though I take no medications to avoid late sign up penalties. Anyone have ideas if I need F or some other supplemental?

Completely depends on the state of your health and what it will be in the future. That's where the difficulty lies: in deciding how your health will be down the road.

I know a couple that paid no additional money for their Medicare supplement, and it worked very well for them. Even though he developed cancer when he got older they still basically broke even because he had quite a few years of good health with no medical issues.

Don't forget that Plan F is supposed to not be offered after this year.

Plan F and Plan G are suppose to be exactly the same, except the brokers would push plan F because it makes them more money. For anyone making the Medicare decision, there are many good books on the issue, one being 'Getting What's Yours, Medicare" It's really a major decision that can cost you dearly if you make a mistake.

T18skyguy wrote:

fj12ryder wrote:

Bill.Satellite wrote:
So I become Medicare eligible next month. I have signed up for part A and B and will sign up for the Walmart Part D even though I take no medications to avoid late sign up penalties. Anyone have ideas if I need F or some other supplemental?

Completely depends on the state of your health and what it will be in the future. That's where the difficulty lies: in deciding how your health will be down the road.

I know a couple that paid no additional money for their Medicare supplement, and it worked very well for them. Even though he developed cancer when he got older they still basically broke even because he had quite a few years of good health with no medical issues.

Don't forget that Plan F is supposed to not be offered after this year.

Plan F and Plan G are suppose to be exactly the same, except the brokers would push plan F because it makes them more money. For anyone making the Medicare decision, there are many good books on the issue, one being 'Getting What's Yours, Medicare" It's really a major decision that can cost you dearly if you make a mistake.

Mostly true. Plan F pays the Medicare Part B deductible and Plan G doesn't. Also, not all areas offer both plans, some plans are available in some areas, but not other areas.

It's kind of a moot point anyway.

"Beginning in 2020, newly eligible Medicare beneficiaries will not be allowed to enroll in Medigap Plan F because of a new federal law that prohibits plans from covering the Medicare Part B deductible."