I cleared it ... restarted it, didn't help. Shut it down completely, left it off for an hour. Turned it on, back to normal ... guess it wasn't feeling perky today.
Thanks for all the advice - everyone.
Mr.W - Yes, I know - all are apps - but I only use what came on the phone - I don't add any, don't download any, and I don't sync with any other devices. Just use it minimally - some web searches ... don't bank on it, don't open any messages I don't know the person, don't even answer it often, I let it go to message and call back if I know the person. It's more a keep in touch and an emergency device. I still use my laptop for every thing, generally.