Verizon has a new rate plan structure.
$20/month access for smart phones
$10/month access for hotspots
Unlimited text and talk on all phones.
Then you buy as much data as you need to share between all the devices on your bill.
You should not be paying for minutes or texts with limits, ever.
It's all on their web site in plain English, very clearly explained in large print.
VERIZON PLANYou can switch to one of these plans any time you want, and change the data amount any time you want. My bill dropped by $20/month as soon as the plans changed and I switched over.
Verizon has by far the best coverage away from major cities and interstates.