Forum Discussion
lanerd
Jul 31, 2013Explorer II
Campfire Time wrote:
Is this a private purchase or through a dealer? I've always just let the dealer handle it. If the terms aren't to your liking just refi it before the first payment is due. If its from a private party check with a local credit union.
This is exactly what we did. The Dealer's finance company gave us an APR of 5.99. After purchase, I contacted Costco's Essex rv financing program and got a rate of 4.25 (I understand that their rate now is 3.75) and then Essex promptly sold me to Bank of the West along with that APR. Essex through Good Sam is 3.99.
Hope this helps
Ron
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