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joeshmoe's avatar
joeshmoe
Explorer
Sep 15, 2013

Dealer won't send terms of loan/contract?

Hey guys,

Going to pick up our new camper from a dealer in Oregon on Thurs.

Everything has been done over the phone and online, but when I asked for them to send me the contract/loan agreement to look over, I was told that legally, they can't; that "I need to be present when an installment loan is being handled". That's Oregon State law, according to them. Anyone know if this is true? I'm kinda leaning towards BS, personally. I just want to review the contract before I drive 900 miles. I think it's just a tactic to ensure that they get you there and signed off. They know nobody's really gonna drive hundreds of miles only to renege on the deal?

UPDATE:

A copy of the Loan conditions and fine print were finally emailed. Nothing out of the ordinary. Will update if they decide to make any "Changes".

49 Replies

  • When you buy over the phone or online you may just get what your asking for.
  • JaxDad wrote:
    That funny feeling you have is the result of somebody blowing sunshine up your skirt.

    Trying to execute a contract by email or fax is maybe an issue, but to refuse to send you a blank form to have your lawyer look it over? Seriously?

    Run, don't walk, away from that dealer!

    There's ZERO legal reasons why you shouldn't have the opportunity to have a blank, or even draft, contract reviewed by a lawyer prior to signing.


    Hey! I do not wear skirts...I wear dresses. I'm a classy kinda guy.
  • jasult wrote:
    sounds funny to me. Is it worth going that far for warranty work too :(
    What are you really saving


    It's a Northwood camper. I contacted them about warranty work. Not a problem as we have a dealer about 50 miles from us. I'm not buying from them since they were a little over $6K more on the quote.

    IDman wrote:
    Sounds like a load of BS to me. Call a different Oregon dealer and ask them if it is the law.

    I am going to Oregon in two weeks to buy a new unit. I would appreciate it if you would send me a PM telling me the name of the dealer. It will either build or destroy my confidence in the dealership. Thanks!


    I'll let you know if ASAP they persist in not sending me the contract.
    I'm gonna push one more time tomorrow.
  • dons2346 wrote:
    The only reason I'd be going to OR on Thursday is to pick up my deposit check


    Indeed. But I'm not driving anywhere if that's the case. I'll just contact my credit card peeples. :)
  • The only reason I'd be going to OR on Thursday is to pick up my deposit check
  • JaxDad's avatar
    JaxDad
    Explorer III
    That funny feeling you have is the result of somebody blowing sunshine up your skirt.

    Trying to execute a contract by email or fax is maybe an issue, but to refuse to send you a blank form to have your lawyer look it over? Seriously?

    Run, don't walk, away from that dealer!

    There's ZERO legal reasons why you shouldn't have the opportunity to have a blank, or even draft, contract reviewed by a lawyer prior to signing.
  • Sounds like a load of BS to me. Call a different Oregon dealer and ask them if it is the law.

    I am going to Oregon in two weeks to buy a new unit. I would appreciate it if you would send me a PM telling me the name of the dealer. It will either build or destroy my confidence in the dealership. Thanks!
  • sounds funny to me. Is it worth going that far for warranty work too :(
    What are you really saving