I purchased a microwave oven at Walmart, to have in the guest room $45.00 dollars and the lady ringing it up asked me if I wanted the extended warranty, I asked how much it was $75.00 dollars for the extended warranty, I told her that for $15.00 dollars more I could purchase 3 new ovens and store two until the original one lost the smoke and had a brand new oven and a spare, instead of being ripped off by insurance bandits, she just smiled.
Some insurances are worth it some are worthless, read the fine print before purchasing, they will give you a copy of the policy to read they will squiggle and heehaw trying not to give it to you, if they do not come forth walk away.
navegator