Extended Warranty: Why do I need it?

Campinfan wrote:
I will be in the minority here. I normally do not get the extended warranties but I did get it with my current rig. I got it because it has a residential fridge which will not fit through the door should it need replacing. Also, it has the hydraulic leveling system. Well about 2+ yrs after buying it, the slides started to malfunction and literally started coming out while driving on the highway. fast forward to me calling dealer and them telling me it was about 3 months before I could bring it in but because I had an extended warranty I could take it anyplace I wanted. I found a repair place in Toledo and dropped the trailer off 2 weeks later. @ weeks after that, the rig was fixed and the bill was over $3000.00. I paid a small deductible. So this time it worked for me. All in all, I saved over a grand. The does not mean I am sold on the warranties. If I had a simpler trailer, like I used to, then no I would not have gotten the warranty. The best thing I can say is to look at what you have in there that can go bad and what the replacement cost might be. Air conditioning units, 2-way refrigerators, water heaters can all be replaced without costing a fortune.

The warranty company was easy to deal with. I must have gotten lucky.

I feel the same way. I had neve bought an extended warranty ( service plan) for anything. But, after my new coach was in the shop for over 6 months of the first year , I bought one. It was under $4k for 7 years. They replaced 2 roof ac units, repaired my dash AC, replaced 3 slide out motors, replaced the washing machine, replaced the slide out seals, replaced the Oasis control board, repaired the residential refer, replaced the in dash stereo/navigation system ... and the list goes on. It paid for itself, plus. An additional benefit is that I really had no worries or concerns... I knew the most I'd pay for a trip to the shop was my $100 deductible. fast forward... my 7 year coverage expired earlier this year... I shopped around for a new policy, but they were all prohibitively expensive. Well, on our most recent trip, I had a fan gear box fail along with the fan clutch... that was almost $5k out of pocket... but still less then what they wanted for a new policy.