Ryan,
Think about not asking a dumb question. All of us here were born knowing all this and never did anything stupid, messy or silly.
Would you like to buy some prime vacation land in Florida?
:)
Now,
In actual fact, most of us are the beneficiaries of others that sought to enlighten us with some of their hard won experience, we learned from others mistakes or even learned from our own. We (particularly yours truly) are doing our best to pay back these gifts.
If we answer a question you can assemble and ask, there are probably an half dozen lurkers that will sit back and go - Oh, that's why that is, was, happened.
Matt