Forum Discussion

HawkTX's avatar
HawkTX
Explorer
Feb 16, 2017

Roadside Assistance from State Farm vs. AAA RV

Right now I carry both, but it appears I am double paying for no reason because the plans are very similar in what they offer. Am I missing something? I'm thinking about dropping the AAA RV since State Farm offers what they call "a great roadside assistance service" (per my agent). I always appreciate folks thoughts on this forum so I thought I would ask before cancelling.
  • HawkTX wrote:
    Right now I carry both, but it appears I am double paying for no reason because the plans are very similar in what they offer. Am I missing something? I'm thinking about dropping the AAA RV since State Farm offers what they call "a great roadside assistance service" (per my agent). I always appreciate folks thoughts on this forum so I thought I would ask before cancelling.


    I have State Farm and discussed this with my agent. She told me a friend of hers waited 5 hours for State Farm Roadside Assistance to send help in metro Wichita. Ultimately the agent had to call a local tow service she has used before to get help. My agents suggestion to me was if I was local to Wichita to call this same tow service and they would bill her direct. Told me to avoid the State Farm Roadside Assistance if I could.

    Unfortunately sounds like I'm paying for sorry service. I'm looking into cancelling the State Farm Roadside and going with something different.
  • State Farm user here, I am very happy with the service and it is a minimal addition to my policies for coverage on our vehicles, fifth wheel included. I have used it twice, once blowout on truck while towing fifth wheel. I handled the logistics and submitted my receipt to my local office, receiving a check on the spot for full reimbursement. The most recent time (a blowout in my car on the freeway need tow to tire shop), I called and had help with the arrangements, they arranged to pay the tow company directly.
  • If you have a motor home, they probably will not
    change a inside duel tire.
    Coach Net will.
    You need to ask when you talk to them.
  • If you're traveling each company would use the same tow trucks in the area. They won't have their own fleet of trucks. One policy is sufficient.
  • I actually decided to keep my AAA Premier RV. The benefits and what it includes is outstanding after careful review.
  • The only way to evaluate Road Side Assistance Programs is to do a side by side comparison of each one. What is important to me is am I going to be able to get all the services I need in every state, city,county. Also what services are provided in Canada, Mexico and Baja? I don't think that AAA offers the same services in all states.
  • I have had AAA RV rider in my insurance for a long time and I have looked at both State Farm and Good Sam they both have the same language on towing a RV.

    With an RV, they both want the RV towed to the nearest qualified repair shop.

    I want to be to be able to be towed to my choice of repair shop within my mileage coverage,which is 100 miles.

    I will stay with AAA.
  • Only advantage I can see to having the 2, if one isn't too good in the area you are in, maybe the other is better.
  • Cat Lady wrote:
    I also have State Farm Emergency Roadside Assistant but I also have Good Sam. Kinda like using a belt along with suspenders. Maybe what one doesn't do, the other will. I'd rather have too much than too little.


    That's a good point. It's not like it is that much.
  • I also have State Farm Emergency Roadside Assistant but I also have Good Sam. Kinda like using a belt along with suspenders. Maybe what one doesn't do, the other will. I'd rather have too much than too little.