toedtoes wrote:
2gypsies wrote:
I wouldn't recommended anyone to finance a RV. If $4,000 is the budget then stay within the budget. That's how folks get in debt.
Financing is not a bad thing in and of itself. People get into debt because they don't make good decisions. Financing can be a better decision than buying in cash - it just all depends on the individual's particular circumstances. People who always pay cash aren't necessarily better off financially than those who finance.
Finance the heck out of it. If you can find $0 down, do that. That way when it doesn't work and you can't get it fixed and can't use it, you can just walk away and it becomes someone else's problem. If you threaten to abandon your RV due to the above issue the first thing CW local mgt. asks "is it financed". Mine wasn't and they just walked away. The RV repo business is booming.