We have a couple we run around with, the wife has allways traded her car in for a new one at 30,000 miles no matter and has had a payment for over 40 years. She believes she will allways have a car payment. He gets a new truck every 3 years period. Just as my DW & I don't understand the logic, they don't understand us driving cars/trucks for 10to 15 years & just paying cash/trade for a new one .and have found some deals on a 2/3 year old vehicle at times.
It's not that goods & services are too expensive, it's your money is worthless. We never should have quit backing our money with gold & silver.