And sure, we would have even more disposable income if we didn't have all the payments on the vehicles and camper, but what would we spend it on? I guess we could put more in retirement, but again, we are trying to enjoy life now, responsibly, instead of not living for the next 30 years.
IMHO a very wise decision. My husband's father died at the age of 52. My mom died at the age of 55. I could go on and on but you get my point. Living in the here and now vs. "tomorrow" is very important. And before you Negative Nellie's get on here and say "what if you live until 90?" please note the one key word JAC1982 used: RESPONSIBLY.