Crowe wrote:
And sure, we would have even more disposable income if we didn't have all the payments on the vehicles and camper, but what would we spend it on? I guess we could put more in retirement, but again, we are trying to enjoy life now, responsibly, instead of not living for the next 30 years.
IMHO a very wise decision. My husband's father died at the age of 52. My mom died at the age of 55. I could go on and on but you get my point. Living in the here and now vs. "tomorrow" is very important. And before you Negative Nellie's get on here and say "what if you live until 90?" please note the one key word JAC1982 used: RESPONSIBLY.
Yup, my dad died when he was 52. His dad died when he was around that age too. He and my mom had always talked about getting an RV and traveling the country after they retired, but he never made it to retirement. So I know all too well how life can be very short.
And yes, responsibly is the key word. If you're 35 and make 50k a year, it's probably not a great idea to buy a 70k truck and a 50k camper. But for us, it works.