dpgllg,
There are basically 5 companies that have stand alone RV policies. These policies provide complete RV coverage including contents, liability, awning/solar panel coverage with no depreciation, additional expense coverage and some offer storage discounts. (Also total replacement coverage on newly insured RV's) You don't want to involve you homeowners and present a second claim with a second deductible. Sometimes it is best to include your tow vehicle with the 5th wheel. If you are in an accident both will probably be damaged
National General
Progressive
Safeco
Foremost
GEICO
If you call Good Sam Insurance Agency we can quote the first 4 for you. I am not saying other carriers won't cover it for you but they don't have complete programs for the RV enthusiast.
Keith - Director of Good Sam Insurance Agency