We have no tickets no accidents. Hartford's new offer is twice what it was last year.I called, I spoke to their rep, he just says and does, what he is told, I get that. He blamed it on the wild fires in WA, 2 years ago.Just very disappointed with Hartford.

We had Geico but changed to CW (National General Ins. ) Which had better coverage for less money..I would shop around if I were you.

Google credit ratings and high insurance costs. We also had our home owners insurance premium doubled by Farmers Insurance Group after having our home and every thing else insured with them for 47 years. We had no late payments. Their reason was I maxed out a Yard Card when I bought a new zero turn mower. The card was paid off in 120 days....and my credit rating 800 +. Every thing else we own is paid for. Like you say its another gimmick the industry has came up with to stick it to their customers. My agent went to bat for me but had no luck. Maybe one day we will have some elected politicians at the state and fed level that will help the average Joe instead of a industry. Oh yeah... we found different insurance company for the house and cars/trucks/tractor/equipment/boat for half the cost and a much better policy. It pays to check around.

He blamed it on the wild fires in WA, 2 years ago.Correlation but not causation. They most likely had to pay significant claims either for burned autos or there's a property casualty division and they are trying to recoup losses. Not long after Hurricane Katrina FEMA reclassified many properties as "flood prone" and required that the owners purchase flood insurance. My house fell into that category. They included houses that were within the 500 year flood plain. This was done to recoup the losses in New Orleans and the surrounding area, one of the down-sides to using a nationwide company for insurance coverage.

Wow, I just switched to AARP from Progressive. Progressive went up every year and AARP gave me a great rate. I wonder what it will be next year.Dave

YEP.........They ALL do it.Low introductory rates then renewal time rates go up....some creep slowly up, some are more aggressive with rate increasesBUT they all do itI go with a Ins. company (introductory rates) and then when they are more then I feel is fair (benefit/cost) I go else where.I used to question their actions, inquire WHY, show me the reasoning.......Not any more.Companies do NOT have loyalty so neither do IIt is all about the money......for them and for MEI used to be with Allstate, then National Interstate, then Farmers and now AARP/HartfordNext year ????My mama told me, "You better shop around, (shop, shop)Oh yeah, you better shop around." (shop, shop around)

AARP/Hartford doubles our Insurance rates | Good Sam Community

Homer1
Explorer
Nov 17, 2016
Don't stay with any insurance company more than a couple of years. You can do better by shopping around.
RAS43
Explorer III
Nov 16, 2016
Cloud Dancer wrote:
I cancelled all my Hartford policies. It would take time for me to offer you my story, and I don't want to give them more of my time. Besides, I'm sure I would sound like a big whiner.

You're not a whiner to me. Had the same experience with Hartford and AARP/Hartford was worse(and higher). Now I use an independent agent and let them do the shopping and if I don't like the quote I tell them to look further. Never had a problem doing this or filing a claim.
Arcamper
Explorer
Nov 16, 2016
State Farm tacked $400 to my homeowners because we did not have any fire hydrants on our road. Fast forward 5 years when the county put in a new water line I went to them and got them to issue a variance to put a hydrant in my yard. Went back to State Farm ready for a discount and was told "We use a different fire rating system now so that does not matter" What a bunch of you know what.
B_O__Plenty
Explorer II
Nov 16, 2016
Switched to Hartford a few years ago. My rates have been going up every year. Now I just had my first claim with them. Took them 7 days to approve a small Comprehensive claim resulting from a deer hit. Kept getting one excuse after another as to why it wasn't approved. My last call I said the next call would be from a lawyer, doubt that it mattered but it suddenly got approved. Worst service I ever had anywhere. I'm done with that crappy outfit....

B.O.
Bumpyroad
Explorer
Nov 16, 2016
ken56 wrote:
Question......anyone know of any retired insurance agents? No? .

my original local agent retired and I inherited his replacement.
bumpy
lanerd
Explorer II
Nov 16, 2016
I only stay with the company I currently have if, and only if, they do not raise my premium. If it goes up, I shop for a new company. Simple.

Ron
winnietrey
Explorer
Nov 16, 2016
henkelphoto wrote:
I have State Farm for home, auto and camper. They have not raised our rates appreciably over the last 10 years.

Have had Hartford for about 13 years, and up until yesterday would have said the same thing about them. Who knows?
henkelphoto
Explorer
Nov 16, 2016
I have State Farm for home, auto and camper. They have not raised our rates appreciably over the last 10 years.
Finally_Time
Explorer
Nov 16, 2016
A second vote for Mutual Of Enumclaw. I have home, motorhome, car insurances and an umbrella liability policy with them. Rates were 20% less than my former insurance with Allied. I have only had one claim, rock hit cracked my motorhome windshield. The claim was handled promptly.
ken56
Explorer
Nov 16, 2016
Question......anyone know of any retired insurance agents? No? There is a reason for that.....commissions pay too well and its not strenuous work. They are not "your" agent anyway, they work for their own pocket and that means getting you to buy as much as they can get you to. He is a salesman, just like the guy in the used car lot. Insurance companies are not our friend. No such thing as loyalty. Best advice I ever heard about insurance is to change companies every 2 yrs. I am over due so I will be changing this coming renewal.