Be Careful When Selecting a New Health Plan
OP NOTE: Please respect my post by not giving a political response here! I retired last month at the age of 59, and won't have Medicare for a little over five years. I have been able to set up an ...
Forum Discussion
Our DD has been mentally challenged from birth. She has had Medicaid from age 18 and the last few years medicare and Medicaid because I took SS. She is 42.
Now I'm getting a letter from Indiana saying she will be reviewed under our income I guess to see if she is eligible for Medicaid still. I read under one part that says she is traditional Medicaid so is eligible, I called the number
on the letter and the lady didn't know. But I found out from another person I know that is uninsurable that we will be able to buy insurance if she is deemed not eligible. She said she can get the premium plan for about $468 a month or lessor for $260 something, she gets $678 SSI. I'm not complaining, we will pay it as she was just in the hospital a week and it cost $40,000. We had to pay $1184 deductible. But it looks like if she does her money that comes from the
government will mostly go back to the government. But of course it would have
to review last year, the highest earning year we have ever had because I sold a little 25 acre farm to buy our retirement home and owed a bunch of capital gains.
Indiana also did not sign up for the new allowed Medicaid dollars, I'm not sure if that is effecting us or not. We just moved back and got her under Indiana Medicaid less then a year ago.
I do see this as a way for the government to get some money back from taxpayers, but I also dread what we may have to pay. What will she do when
we are no longer here. That's another long story on what we are trying to do. The worries never end.
Now I'm getting a letter from Indiana saying she will be reviewed under our income I guess to see if she is eligible for Medicaid still. I read under one part that says she is traditional Medicaid so is eligible, I called the number
on the letter and the lady didn't know. But I found out from another person I know that is uninsurable that we will be able to buy insurance if she is deemed not eligible. She said she can get the premium plan for about $468 a month or lessor for $260 something, she gets $678 SSI. I'm not complaining, we will pay it as she was just in the hospital a week and it cost $40,000. We had to pay $1184 deductible. But it looks like if she does her money that comes from the
government will mostly go back to the government. But of course it would have
to review last year, the highest earning year we have ever had because I sold a little 25 acre farm to buy our retirement home and owed a bunch of capital gains.
Indiana also did not sign up for the new allowed Medicaid dollars, I'm not sure if that is effecting us or not. We just moved back and got her under Indiana Medicaid less then a year ago.
I do see this as a way for the government to get some money back from taxpayers, but I also dread what we may have to pay. What will she do when
we are no longer here. That's another long story on what we are trying to do. The worries never end.
