Comprehensive vs Collison Insurance
I recently incurred severe wind damage to the rook of my 2004 Itasca Suncruiser while on the road. To make a longer story shorter, I was hit by a rogue wind blast to the passenger side of the MH and ...
Forum Discussion
As Dtaylor said, "collision" is you hit something. "comprehensive" is something hit you.
Collision claims mean, just like an accident, you'll pay more premium.
Comprehensive claims normally don't raise the premium.
If they said it looked like something hit the trailer that started the roof problem, it still should be a comprehensive claim. Unless you hit something with the roof and that's what started the situation.
I'd suggest you make the insurance company correct their claim details or they will raise your premiums.
Phil
Collision claims mean, just like an accident, you'll pay more premium.
Comprehensive claims normally don't raise the premium.
If they said it looked like something hit the trailer that started the roof problem, it still should be a comprehensive claim. Unless you hit something with the roof and that's what started the situation.
I'd suggest you make the insurance company correct their claim details or they will raise your premiums.
Phil
