Comprehensive vs Collison Insurance
I recently incurred severe wind damage to the rook of my 2004 Itasca Suncruiser while on the road. To make a longer story shorter, I was hit by a rogue wind blast to the passenger side of the MH and ...
Forum Discussion
Phils wrote:
As Dtaylor said, "collision" is you hit something. "comprehensive" is something hit you.
Not necessarily. If a vehicle hits you its a collision.
Phils wrote:
Collision claims mean, just like an accident, you'll pay more premium.
Comprehensive claims normally don't raise the premium.
If they said it looked like something hit the trailer that started the roof problem, it still should be a comprehensive claim. Unless you hit something with the roof and that's what started the situation.
Precisely.
For example a branch falling on the roof and ripping it as opposed to you catching the tip of that same branch and driving off as its ripping through your roof.
