How about some of you jailhouse lawyers present your law degree?
This cyclical argument never ends. More brakes stop better than less brakes.
Saving money is the argument against it, it's ok to call it what it is, economics are a fact of life.
OP you by now have your answer, you have plenty of company. But if things go wrong, don't expect them to be beside you in the courtroom.
As for me, I expect driving what I do I would be a nice target for ambulance chasers, so I'm not going to do things to make it easier for them if it ever comes to that.