I guess my rationale is a bit different. I don't want to be 'locked' to the towed. Nothing wrong with a pin thru the bolt holding the hitch insert in place -
I check the hookup a couple or three times on a 200 mile trip.
I have this thing about fire. When we had a pusher I worried about fire and trying to unhitch the towed and being unable to unlock the pin holding it to the Jeep, or the Jeep catching fire and both burning up as I struggle to disconect them. Just a phobia I know, but my phobia and I'll take my chances on a stolen or lost pin.