I have preached this notion for years and although most of the younger set agree they make little effort to do it.
I really preach the union thing especially in this economy. My union gives me a pension based on hours worked, I get another pension based on years worked, I get a third pension based on years also but at a lower rate. I also get health care and an entity. Sounds unreal doesn't it. Well then you never meet a union electrician from Detroit.
Unions provide normally some form of pension plan that is hard to beat otherwise. It is just easier to save when someone else does it for you.
This is just my example i am sure other folks may have other experiences but
I know mine is hard to beat.
Oh and guess what ... most kids today don't like getting their hands dirt so they don't want a trade. If you do look into this and you'll find Detroit is hiring and wanting apprentices
right now.