Mom handled the 'high finances' in our home...Dad was out busting but as a independent welder in the oilfields of WY/UT
Mom did something she taught me to do......when sitting down to pay bills 1st bill that got paid was one addressed to MOM & DAD
So when I starting working I paid that same bill each month to ME.
Then when I got a 'career job' I also took advantage of the company match program PLUS I invested 3% then 5% then 8% then 12% and finally 24% of my pay.
Retired at 50 yrs of age and then few years later we went FT in our RV.
Life threw a curve ball but HEY we got in 7 yrs before that happened.
Neither of OUR parents even got an inning.
As for that curve ball....we swung/hit it --- not out of the park but good clean whack on it so our next phase is ALL good.