Financing Rates These Days
My new F450 is going to (hopefully) begin production this Fall. Super Duty production is supposed to begin in October and my order was placed on day of the order banks this year. But we'll see. I h...
Forum Discussion
lawnspecialties wrote:Grit dog wrote:monkey44 wrote:
Agree with way2roll ... you'll probably keep the truck longer than the RV, and if not, they are separate so you can split them if you need to change one or the other. Probably get better rate on the truck too, for shorter term. You will also get a better trade on the truck later, if you decide to do it.
With the mack daddy setup that this dude has been “trying” to purchase and bellyaching about for a while now, I’d hope it’s the combo he wants to keep for a good long time…
For 3/4% difference. Finance the RV, unless it’s your only home. That way if something happens and the bank comes calling at least you still have wheels! Or vice versa if it’s the primary roof over your head.
Still tryin to figure out what the question really is. The rate is going to be what HE qualifies for. Regardless of what anyone else’s experience is. And to that end can find current rates published literally everywhere. And appears to have financed multiple RVs in the past, albeit for the same rate each time?
If you must know, my score is usually in the high 700s with an occasional bump over 800. And yes, I have had 4.99% on every camper I've financed in the past. But that is not how things are these days.
Few things in life are certain. A few that are is there will always be someone posting they have higher credit scores than everyone else. They got lower financing rates and their investments out perform everyone . They always get a bigger discount on purchases and what they purchase is better than anything else on the market. Seeking such information on this and similar forums is a fool’s errand.
