Forum Discussion

lawnspecialties's avatar
Aug 10, 2023

Financing Rates These Days

My new F450 is going to (hopefully) begin production this Fall. Super Duty production is supposed to begin in October and my order was placed on day of the order banks this year. But we'll see.

I have enough saved up to either buy the truck outright or the toy hauler we plan to purchase. As bad as interest rates are, I'm guessing the truck will need to be financed versus the camper. Trucks are usually easier to get financed and rates are usually lower than an RV. But nothing is great these days and nothing can be considered "usually" anymore.

In the past, 4.99% has been our norm for campers. With that being said, what rates are people seeing on towables in late 2023? I'm almost afraid to hear the responses.
  • Grit dog wrote:
    Shelby, maybe look up the definition of racist or racism and then reconsider your comment. Look less silly that way.
    Regarding the rest of that post you referenced, idk what to say. Other than maybe I should have said “some powerful people in our country” did their level best to try to tank the economy and the citizens of the US of A. Under false pretenses of “saving” people’s lives.


    Apologies.
    I guess you can provide some evidence that the VP is a "hoe" other than she's a Black woman. More accomplished than either of us, BTW. Or maybe specific policies promoted by Joe that have "tanked" the economy. Dow is high, recession fears are easing as is inflation. Folks are getting a decent return on their savings. Seems to me we have weathered a global pandemic pretty well. Naturally, the 15 million dead and their families may feel more could have been done. I'm really not surprised by your point of view but I'm disappointed the mods have given you a platform to rant. Back on topic, if people are concerned about a couple of interest points, maybe they should rethink financing a toy. Living within our means is a good thing, regardless of our politics.
  • shelbyfv wrote:
    Grit dog wrote:
    Shelby, maybe look up the definition of racist or racism and then reconsider your comment. Look less silly that way.
    Regarding the rest of that post you referenced, idk what to say. Other than maybe I should have said “some powerful people in our country” did their level best to try to tank the economy and the citizens of the US of A. Under false pretenses of “saving” people’s lives.


    Apologies.
    I guess you can provide some evidence that the VP is a "hoe" other than she's a Black woman. More accomplished than either of us, BTW. Or maybe specific policies promoted by Joe that have "tanked" the economy. Dow is high, recession fears are easing as is inflation. Folks are getting a decent return on their savings. Seems to me we have weathered a global pandemic pretty well. Naturally, the 15 million dead and their families may feel more could have been done. I'm really not surprised by your point of view but I'm disappointed the mods have given you a platform to rant. Back on topic, if people are concerned about a couple of interest points, maybe they should rethink financing a toy. Living within our means is a good thing, regardless of our politics.


    Yeah shouldn’t have gotten political. Although by virtue of the fact that your feelers are a little bruised by it, tells me that you’re having trouble digesting what’s going on w our country but can’t bring yourself to stray from your side of the line, regardless. It’s too bad so many people can’t just admit when they’re wrong. But I digress….
    And the bait didn’t work on me….
    Although the loan discussion hasn’t been going swimmingly either. That feller is full of suppositions too. When he ought to not broadcast his finances publicly if he doesn’t want any commentary. And similar to you, is lashing out because something touched a nerve.
  • lawnspecialties wrote:
    In the past, 4.99% has been our norm for campers. With that being said, what rates are people seeing on towables in late 2023? I'm almost afraid to hear the responses.


    Looking back at this thread over the past few days, I must bring up the fact that this one line I made in the beginning was all I was asking for. I wasn't asking "what interest rate do you think I'll qualify for?"

    Thank you to those; especially in the beginning, who responded. It was very informative and it somewhat confirmed what I thought was happening out there.

    As for my plans on what to buy and what to finance, I'll continue to do research and although I have a tentative plan, I'll keep my options open. One thing's for sure. Whatever I do, I won't be bringing that information here to the forums.

    Thanks again. If the moderators want to close this thread, I have no opposition to that at all. This one has run its course.
  • Grit dog wrote:
    Yeah shouldn’t have gotten political.
    +1 That's all I ask. We aren't going to change any minds about this stuff on an RV forum. Though I do get the fun of throwing out the random snipe! I think we can agree that politically we'd like different options and less drama.:)

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