golf cart insurance

rtaylor0830 wrote:
Just wondering who you guys insure your golf cart through when the campgrounds require it and how much does it usually cost.

If you can add it onto your homeowners' insurance the additional cost should be minimal...say maybe a total of 10 bucks annual.

NYCgrrl wrote:

rtaylor0830 wrote:
Just wondering who you guys insure your golf cart through when the campgrounds require it and how much does it usually cost.

If you can add it onto your homeowners' insurance the additional cost should be minimal...say maybe a total of 10 bucks annual.

I have heard many campgrounds won't accept homeowners because it wont cover it when its off your property

rtaylor0830 wrote:

NYCgrrl wrote:

rtaylor0830 wrote:
Just wondering who you guys insure your golf cart through when the campgrounds require it and how much does it usually cost.

If you can add it onto your homeowners' insurance the additional cost should be minimal...say maybe a total of 10 bucks annual.

I have heard many campgrounds won't accept homeowners because it wont cover it when its off your property

Really.....didn't know but would think it depends on how your homeowners' policy was written, not that campgrounds refused it out of hand. To me it's much like having an accident on your bike at a campground or even car. Which makes me wonder if a golf cart could be added to your automobile insurance instead.
Sorry couldn't be more help.

I can`t help you with a golf cart, but our snowmobiles are a total of $150 a year. I think I was told by a couple people I know with carts in campgrounds that its very cheap, less than $100 a year. Its usually a separate policy.

did you ask the golf card dealer?

I have the same coverage on my golf cart that I do on my truck and it is a hair over $100/year. Too much potential now days for lawsuits from everybody not to have at least liability. It is a separate policy.

Mines insured thru progressive. Separate policy. $138 yr. I did have fire & theft on it for a couple yrs, and if I recall correctly, it was around $250.00.

Who insures your camper? That's who I got a policy from. As mentioned earlier, roughly $100/yr.

We paid 75 a year from Miller Insurance for liability when we were seasonal. Was required.

I have all three of my campers, both cars, and my golf cart on my auto policy with Erie. The golf cart insurance costs $105/yr and cover $100k/$300k bodily injury, $100k property damage for us and for uninsured/underinsured. We have $200 deductible for property damage/$500 for collision/$250 for other than collision.

We have taken it to several campgrounds. Only one has asked to see the proof of insurance. Everyone else has been happy with my verbal response.

Our first golf cart was stolen from our seasonal campsite a few years ago. Homeowner's did not cover it because it was not at our house. For the cost of a replacement golf cart, I can insure this one for 30 years!