OFDPOS wrote:
I need to look into CC's that get 5% cash back !!!
We've looked at them and unfortunately their interest rates are higher than our current card. Of course if you are one that pays off the bill each month then the rate shouldn't matter to you. We also noticed that a lot of the cash back offers are for a limited time or have other prerequisites. Not worth it for us to go an take out more credit, just to save a few bucks a month. WE have Flying J RV Plus Card that gives us 7 cents off a gallon of gas. We don't have a Flying J or Pilot near us and only use it on trips. When traveling, we find that the gas stations right off the highway are all pretty competitive. Flying J never seems to be any higher. And then with the discount we get, it's even cheaper. Plus we like the RV lanes and being able to get in and out easily when in the RV. While you may find gas cheaper down the road in town, it's not worth to save a few pennies and actually spend as much if not more in gas getting there and back to the highway to just say the money. Plus, gas stations in town, usually do not have the space or are harder to get in and out of.
We have a Sheetz gas station near our house where we usually fill up at. We have a rewards type card with them that gives us 3 cents off a gallon of gas. At the price of gas right now, that's about 1.5% off. We are fine with that. If we need gas and there is somewhere that is even cheaper, we will fill up there.