Good Sam credit card fuel limits

fj12ryder wrote:

beemerphile1 wrote:
When using a credit card without a signature the card company limits how much they will be liable for if the card is bad/stolen. Some gas companies will cut you off at that limit because anything over comes out of their pocket.

The limit the gas stations impose have nothing to do with credit card limits They are arbitrary amounts set by the stations, not the CC companies. That limits their losses in case of drive offs.

It technically isn't a classic drive off, but what happens is the fuel station sends your credit card company a preset amount to determine if the card is active. They don't have a constant live feed during fueling to say "stop the pump, Fred has reached his card limit or the checking account linked to his debit card is going to be overdrawn when the next gallon of gas is pumped". When the pump shuts off at the preset limit, that amount is applied to your card account and any subsequent pumping restarts the process. If you don't have enough credit limit or money in your debit card checking account to cover the station limit, your card will be denied.

The lowest limit I've run into is $75 the highest $125. With 84 gal capacity it real easy to hit the limit even at $125. Just deal with it as complaining doesn't do any good. Yes it is the station not the card that imposes the limit

If it helps, we have the RV plus card with Pilot/Flying J. The limit on that is pretty high (I think it depends if you link a bank account or not). The Good Sam gives us a nice discount from the advertised price.

It lets us start the diesel pumps around back without having to go in.

They DRIVE OFF after they have run an unauthorized CREDIT CARD. Ya know...fraud. Not the same as driving off without paying at all, but it limits the stations' losses.

fj12ryder wrote:

beemerphile1 wrote:
When using a credit card without a signature the card company limits how much they will be liable for if the card is bad/stolen. Some gas companies will cut you off at that limit because anything over comes out of their pocket.

The limit the gas stations impose have nothing to do with credit card limits They are arbitrary amounts set by the stations, not the CC companies. That limits their losses in case of drive offs.

How does one DRIVE OFF after they have run a CREDIT CARD?

We see a pre-authorization for $150 many times, but never get cut off.

We just traveled over 1400 miles and almost every station we hit had a limit. Some were $95 and some were $100. We used to have them shut off at $50 or $75 but it seems most have raised the limit. This was from Iowa to Montana.

beemerphile1 wrote:
When using a credit card without a signature the card company limits how much they will be liable for if the card is bad/stolen. Some gas companies will cut you off at that limit because anything over comes out of their pocket.

The limit the gas stations impose have nothing to do with credit card limits They are arbitrary amounts set by the stations, not the CC companies. That limits their losses in case of drive offs.

When using a credit card without a signature the card company limits how much they will be liable for if the card is bad/stolen. Some gas companies will cut you off at that limit because anything over comes out of their pocket.

I just go inside to pay. We have 100 gal tank and reswiping thecard only works once. After two swipes you have to dig out another card.