Good Sam Insurance Rip Off Washington State

Jpony56hd wrote:
The wife went on line to re-new our Insurance on our class A and pick up truck this morning. The web site gave her No Other Option than to pay in Full! We've had NG for 9 years now, never late on payments. When we called we were told that National Generals Product Manager for Washington State had reviewed our policy and based on some secrete code system decided that we are and Insurance Risk. I been driving for 50 years with only one accident back in 2003 when some kids lost control of their car spun out and crossed into opposing traffic and hit my classic 1953 Ford. I just retired from Boeing with 18 years in, I've been a member of Boring Credit Union since 1988 and have an excellent Credit Rating. So what was our crime?? The best as the rep could tell us was that our Visa is Maxed Out! Seriously! Time for a new Insurance Company..

I used to work for two different insurance companies that provide auto insurance. The rates are not based on if you maxed out your CC. It is based on your credit score along with other factors. If you maxed out your CC, then your credit score will go down and that can bring up your premiums. How can you fix this, well first shop around for new insurance as different companies have different way of rating it. Then, get your credit score back up to and shop for new insurance again in 6 months.