Our credit score is very high and that does affect the rate you get from any lender. With that in mind, when we bought our coach we compared the dealers offer to multiple other lenders, including taking the money out of an investment account and second mortgage. Our purchase was a 2008 coach in 2014. We ended up going with GS. Their rate was competitive, their customer service was excellent, and we have had zero issues. If they are taking a cut, I am OK with that, since the rate I am paying is competitive. Your mileage may vary.
