SO here is update..
We tried to do application online on Dec 30th, to get in under the wire for a 2007 year model Airstream we had been looking at online.
They only go 9 yrs back on new purchase, and 12 on refinance. Of course the online application process was not working.. so we called and talked with a guy on the phone. (clueless)
We are a small business owners plus have several rental properties.. well to make a long story short we were denied the loan on some stupid reason they did not understand.
We went with local bank we had been working with for year to do home equity loan and that seem to be going better thus far.. will know next week on tue (King day Holiday) and it looks good..
We are getting a 2005 31Ft classic Airstream down in florida and are getting excited about it..
For us GoodSam was a bust. if you have cookie cutter job with W-2 they might work, or all others try a local bank.
PS: if you have equity in home it better to use that in some cases as the interest is deductible on taxes.
