Forum Discussion

wanderinglolita's avatar
Jul 28, 2015

Health Insurance options

I am wondering what folks do in regards to health insurance coverage as they travel through the many states, seeing as our own State's coverage is not good, or basicallly non-existent as soon as we leave our home state? Do you know of any insurance that covers all the states? Do you have an adjunct travel plan to the mandated state plan? It all gets pricey, especially for someone who rarely uses insurance at all, but wants to be sure to be covered in case of something large.
Thanks in advance for a discussion on this!
  • Big Katuna wrote:
    I would recommend finding a reputable independent agent that reps several companies.

    Our agent knew we travel and we signed with Cigna/Assurrant.

    I think at the time she said United and Cigna were the only two that covered nationwide with one plan but that may have changed.


    Cigna is about to be purchased by Anthem (which is the parent company of BCBS, which is dumping private-pay PPO's in Texas.)

    Aetna has agreed to buy Humana and it's rumored that UnitedHealth wants to buy Aetna.

    Things are changing very fast in the health insurance industry.

    As BK suggested, see an actual live/in-person agent who is up-to-date on all this stuff.

    (EDIT: NOT AN ADVERT!)
  • I would recommend finding a reputable independent agent that reps several companies.

    Our agent knew we travel and we signed with Cigna/Assurrant.

    I think at the time she said United and Cigna were the only two that covered nationwide with one plan but that may have changed.

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