sdianel wrote:
My retiree insurance was cancelled when the Affordable Care Act was signed into law. I shopped around, did the math and found that it would be cheaper to self pay for dental and optical than to purchase insurance. I only get dental cleanings and no major work thank goodness and only need glasses every 2 years. I just save the money for those things. Many times if you self pay and ask, the provider will offer a discount. I would be careful about changing insurance companies right now. Have you tried getting a quote from the Affordable Health Care exchange for your state? Might help you make the decision.
Thanks for sharing your personal experience. Some are seeing loss of retiree insurance like you. Private pay is the only kind of patients some doctor may see in the future. It will all shake out in a few years hopefully.