Forum Discussion
Mountain_Mama
Feb 20, 2014Explorer
JnJnKatiebug wrote:
I am 58 years old, work full time and even do some welding and construction on the weekends. The latter is where we get a lot of our RV and travel budget. Most of our trips are 1 week with a few that go 10 or 12 days. With both of our jobs it is hard to get away any longer than that. Even now when we travel we usually take at least a few minutes each day to answer business emails and even take/make a few phone calls.
We have saved all of our lives and look forward to retirement and longer trips. We have no desire to full time but 2 to 4 month trips are definitely in the plan.
Lately I have been thinking a lot about when to do this. The biggest problem I see is medical insurance. Both of us have some issues that require doctor visits every 2 to 4 months so unless something changes that is as long as we could be gone. I had a surgery 2 years ago that was over $100,000. Without insurance that would have been very hard on our retirement budget.
So, how old were you when you retired and what did you do about medical insurance?
If you stay at your full time job until you are elgible to retire (I'm assuming you're talking about retiring/quiting before this or do not have any retirement benefits where you work)how much longer would you have to work? If you have no benefits when you retire only you can do the math and see what you can afford until you can get Medicare. You can always check in to the Obamacare website and get pricing from those insurers. Might be less expensive than shopping insurance policy providers on your own. I really have no idea, but it's just a suggestion if you're not going to have any insurance either way.
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