I need advice on my totalled yet still beautiful baby.
Issue resolved.
Forum Discussion
"Totaled" usually means it is not repairable within the current value, so payoff would be current value rather than repair cost. No insurance company is going to pay $20,000 to repair something if they can total it for $10,000, for example. That might be about where you are.
What has the insurance company offered for totaling it? That's your starting point for buying a replacement.
Or have they not totaled it, and offered only the original repair estimate? That could mean it is time for a lawyer, if a case can be made that the repair shop or your insurance company is responsible for the damage, and if the potential recovery is big enough to make the case worth his time.
I'm really surprised they offered anything for the repair initially, something just coming apart while in storage it not usually covered by casualty insurance, though it might be partially covered by a service or maintenance agreement.
What has the insurance company offered for totaling it? That's your starting point for buying a replacement.
Or have they not totaled it, and offered only the original repair estimate? That could mean it is time for a lawyer, if a case can be made that the repair shop or your insurance company is responsible for the damage, and if the potential recovery is big enough to make the case worth his time.
I'm really surprised they offered anything for the repair initially, something just coming apart while in storage it not usually covered by casualty insurance, though it might be partially covered by a service or maintenance agreement.
