I need advice on my totalled yet still beautiful baby.
Issue resolved.
Forum Discussion
If it were me, I would do three things, if the insurance company does not give you satifaction.
#1 understand the ins co is not in the business of paying claims, they are in the business of collecting premiums. I would not take their word as gospel as far as how the incident occured.
#2 find your own expert, rv appraiser, Rv repair guy someone to give an expert opinion on how this happened. And get it in writing, spend some money to do this.
#3 Once you have and expert opinion, hire a attorney, to review the contract and see if this is a covered loss.
But I would give the ins co a chance first, see if they step up. if not I would go with the above.
As for value, look at NADA, (retail price) Shop other dealers to find a similar rig. Get the prices in writing so you have something to give the ins co in the event they try to lowball you
Just my opinion on how to proceed.
It is not my intent here to slam ins co's. It is just business with them. I have no idea what caused the problem, or if should be a covered expense. All I am saying is don't take what they say as gospel, without doing some investigation on your own.
#1 understand the ins co is not in the business of paying claims, they are in the business of collecting premiums. I would not take their word as gospel as far as how the incident occured.
#2 find your own expert, rv appraiser, Rv repair guy someone to give an expert opinion on how this happened. And get it in writing, spend some money to do this.
#3 Once you have and expert opinion, hire a attorney, to review the contract and see if this is a covered loss.
But I would give the ins co a chance first, see if they step up. if not I would go with the above.
As for value, look at NADA, (retail price) Shop other dealers to find a similar rig. Get the prices in writing so you have something to give the ins co in the event they try to lowball you
Just my opinion on how to proceed.
It is not my intent here to slam ins co's. It is just business with them. I have no idea what caused the problem, or if should be a covered expense. All I am saying is don't take what they say as gospel, without doing some investigation on your own.
