I need advice on my totalled yet still beautiful baby.
Issue resolved.
Forum Discussion
Garyhaupt
“you will have by now come to the realization that many on this forum want all the juicy details, and in turn will take you to task and tell you how it is all your own fault, will suggest that you are hiding something, or, at the very least, tell you how you are about to be left out in the cold.”
I’m not sure this is a fare statement to make… I would like the juicy details to, but not to take the OP to task or pass blame… but blame will be assessed before any claim is paid…
This thread, the damage incurred, and the rate of deterioration are all of a strange nature to say the least… I for one would like to know the why, what, and where also, because it is like something I have never heard of, so may have a cause I have never heard of…
I do understand it being left out when the insurance company said they would be there to do a follow up… I understand the OP had no intent to not protect the unit or to do farther damage and was following the instructions given them…
I also understand the emotional attachment and how the OP feels the loss that I or others aren’t feeling…
but there is one truth the OP is going to have to prepare for… the insurance has no emotional attachment either, and they are going to want to know the same things I would like to know before they will even consider opening their checkbook… that I believe is a given…
they are going to require a determination of the cause before they will cover the effect… without a cause there is no claim to pay, and the cause will determine the coverage’s and limits they will pay…
the damage after the claim and the responsibility for it, that the OP seems most concerned about is secondary (or maybe separate from) to having a compensable claim to begin with…
I sure hope the OP follows up with any information on how this strange event might have happened regardless of fault or where it lies… I think it is a fascinating story and it has sure raised my curiosity…
I wish the OP well and much good luck with his problem…
“you will have by now come to the realization that many on this forum want all the juicy details, and in turn will take you to task and tell you how it is all your own fault, will suggest that you are hiding something, or, at the very least, tell you how you are about to be left out in the cold.”
I’m not sure this is a fare statement to make… I would like the juicy details to, but not to take the OP to task or pass blame… but blame will be assessed before any claim is paid…
This thread, the damage incurred, and the rate of deterioration are all of a strange nature to say the least… I for one would like to know the why, what, and where also, because it is like something I have never heard of, so may have a cause I have never heard of…
I do understand it being left out when the insurance company said they would be there to do a follow up… I understand the OP had no intent to not protect the unit or to do farther damage and was following the instructions given them…
I also understand the emotional attachment and how the OP feels the loss that I or others aren’t feeling…
but there is one truth the OP is going to have to prepare for… the insurance has no emotional attachment either, and they are going to want to know the same things I would like to know before they will even consider opening their checkbook… that I believe is a given…
they are going to require a determination of the cause before they will cover the effect… without a cause there is no claim to pay, and the cause will determine the coverage’s and limits they will pay…
the damage after the claim and the responsibility for it, that the OP seems most concerned about is secondary (or maybe separate from) to having a compensable claim to begin with…
I sure hope the OP follows up with any information on how this strange event might have happened regardless of fault or where it lies… I think it is a fascinating story and it has sure raised my curiosity…
I wish the OP well and much good luck with his problem…
