We had a great flood last week and trailer had 5' of water in it. Adjuster said they will have to get a third party appraisal to determine if total loss. Trailer had full coverage and any insight o...
I agree with those who say don't accept anything except a total loss. Water and RVs don't mix!
As for insurance we went with the Good Sam (National General) 100% replacement policy. Luckily we haven't had to collect but the idea of a new trailer replacement (for 4 or 5 years can't recall which) was a comfortable thought given how fast RVs depreciate. The policy costs $260/year but let's us sleep well.
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