Insurance coverage on new fiver
was picking up our new fifth wheel yesterday and finance guy said I had to have specific coverage for the trailer before I could pull it off the lot. Said my "generic" tow vehicle and such coverage wa...
Forum Discussion
valhalla360 wrote:
Call your agent from the dealership and they can email over proof of insurance within the hour. They might still cover liability under your truck insurance but not likely comprehensive on the RV.
Where you are wrong is if you drive off the lot without doing anything, you won't have insurance...who do you think is going to pay for a claim if you never told the insurance company that you have the RV?
If you're driving legally, typically your insurance company would cover you. Insurance covers both your vehicle (regardless of who is driving it with authorization, excepting any specifically excluded drivers if you have any) and also you, whatever vehicle you're legally driving. This generally includes rental cars, etc., at least for liability
That doesn't mean you'd necessarily have collision or comprehensive coverage, doubly or triply so if you don't on your policy to begin with, but you should be covered for liability.
(As always, your agent is a far better guide than DrewE or any other random commenter on the internet, so if they say something else then believe them rather than me!)
