I was wondering where everyone get their insurance for their 5er? I just got an adjusted premium from State Farm. They base it on the MSRP which is over $36,000. They sell all over for $23-27,000. It raises my premium by about $150 a year. The interesting thing is that if it got stolen or burned down they wouldn't pay me the 36 grand but would look for a replacement which can be had for the mid twenties price. So I'm paying for ten thousand dollars of coverage which I would never get. Anyone have any suggestions?

Try National General. They used to be GMAC. I have been very happy with their price and and their claims procedure. I am paying about a buck a day for full coverage but it is actually cheaper because it is in storage now so it saved me $90 for 6 months. I am paying $56.00 for the next 6 months.

Another vote for National General (formerly GMAC). Saved me significant dollars when I switch a couple of years ago. Renewal was almost no change.And yes, if you call and tell them the rig is in storage (doesn't matter where) they will reduce your premium accordingly. When you take it out of storage just call them again and coverage is back to normal.Do not have any claim experience but have had contact with them for general issues and questions. Always got a person on the phone in reasonable time and good advice and/or info.

state farm. along with all my other insurance needs. I'd call the agent and ask for ways to reduce premium. While our TT is worth less than your 5ver, but we pay $90/yr. for our 2011 outback 295RE. Deductible makes a big difference.

What one person has for insurance won't be the same for you. You need to start calling around for quotes. Insurance is based on where you live, what coverage you want, age, driving record, accidents and even credit scores. Good luck!

Glenalt wrote:I was wondering where everyone get their insurance for their 5er? I just got an adjusted premium from State Farm. They base it on the MSRP which is over $36,000. They sell all over for $23-27,000. It raises my premium by about $150 a year. The interesting thing is that if it got stolen or burned down they wouldn't pay me the 36 grand but would look for a replacement which can be had for the mid twenties price. So I'm paying for ten thousand dollars of coverage which I would never get. Anyone have any suggestions?I have a boat insured with state farm. I asked my agent that since it was originally insured for $22,000 10 years ago if I could just lower the coverage to a closer number to fact. he said that if it was totaled I would get the 22,000$. I asked if I could up the coverage to $50,000 and he said no. :)bumpy

Insurance Question | Good Sam Community

ktmrfs
Explorer II
Sep 20, 2014
state farm. along with all my other insurance needs. I'd call the agent and ask for ways to reduce premium. While our TT is worth less than your 5ver, but we pay $90/yr. for our 2011 outback 295RE. Deductible makes a big difference.
LetsRV
Explorer
Sep 20, 2014
Another vote for National General (formerly GMAC). Saved me significant dollars when I switch a couple of years ago. Renewal was almost no change.

And yes, if you call and tell them the rig is in storage (doesn't matter where) they will reduce your premium accordingly. When you take it out of storage just call them again and coverage is back to normal.

Do not have any claim experience but have had contact with them for general issues and questions. Always got a person on the phone in reasonable time and good advice and/or info.
Campinfan
Explorer III
Sep 20, 2014
Try National General. They used to be GMAC. I have been very happy with their price and and their claims procedure. I am paying about a buck a day for full coverage but it is actually cheaper because it is in storage now so it saved me $90 for 6 months. I am paying $56.00 for the next 6 months.

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