Insurance

We have ours set up so the insurance rate drops when the trailer is being stored. We notify them when we take it out to use it. Works well.

The terms of our loan require replacement coverage on the trailer until the loan is paid off. And even if that wasn't the case, even if I'm not traveling and the trailer is just sitting in my driveway, there are still all kinds of things that could happen to it. We won't be cancelling insurance.

let’s hope it’s not damaged in a storm or catches on fire or by some troglodyte trying to break into it.

My sweetheart is an insurance broker, so of course I leave our policy up to her.

My insurance costs me $8.25/month. I'll keep it intact to insure against vandalism and fire.

As long as it doesn't burn down, tree fall on it or get stolen, you should be good! lol

FWIW, I don't insure all our toys either. If I did, I'd have paid more in insurance to date than the cost of replacing a couple of them. The TC is one thing I do carry insurance on, A. Because it's cheap to have and B. Because if there is a shop fire, it's not coming out until the demo outfit shows up to clean up the mess.