Just my opinion
I have noticed quite a few times on this forum when people talk about financing a travel trailer they will get responses saying "save up and pay cash". Well here is my take on it: I will use my exact...
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Have only done long term financing on S&B mortgages.
Paid cash for every vehicle I have bought.....bought what I could afford.
Some times financing for couple of months then pay it off
Paid cash for RV over the years....bought what I could afford.
Never financed a 'toy' and never missed out on camping trips
Paid cash for guns/rifles/ammo supplies for my hobby of Cowboy action shooting & competitions-----worked OT for those toys
Used credit cards for other items....paid them in full at due date.
Have stayed Debt Free majority of my life by living off of my take home pay, paying myself like a regular monthly bill, paid extra each month on mortgages so they get paid off sooner, worked OT for extra cash and invested 21 'percent' of wages each month until retirement at 50 yrs old.
(Can't use the 'symbol' :S )
All done on middle income wages.....lived within means and never lacked for cash to purchase toys. Just takes willingness to NOT get caught up in the hype of 'needed all the newest stuff/being in hock up to ones ears' (love that old commercial) :B
I am a 'cash' man and have credit score over 800.
Paid cash for every vehicle I have bought.....bought what I could afford.
Some times financing for couple of months then pay it off
Paid cash for RV over the years....bought what I could afford.
Never financed a 'toy' and never missed out on camping trips
Paid cash for guns/rifles/ammo supplies for my hobby of Cowboy action shooting & competitions-----worked OT for those toys
Used credit cards for other items....paid them in full at due date.
Have stayed Debt Free majority of my life by living off of my take home pay, paying myself like a regular monthly bill, paid extra each month on mortgages so they get paid off sooner, worked OT for extra cash and invested 21 'percent' of wages each month until retirement at 50 yrs old.
(Can't use the 'symbol' :S )
All done on middle income wages.....lived within means and never lacked for cash to purchase toys. Just takes willingness to NOT get caught up in the hype of 'needed all the newest stuff/being in hock up to ones ears' (love that old commercial) :B
I am a 'cash' man and have credit score over 800.
