Just my opinion

I think that the cost of financing is absolutely sometimes worth it to enjoy something you otherwise might never be able to afford. I financed my home. Mortgage was cheaper than the going rent rates. sound investment. I also financed my second home in Florida. I bought in 2009, when the housing market imploded. Worth the extra stretch of finances since I bought a 250K for 40K. Extremely sound investment. I financed a travel trailer years back. The new TT literally rotted out within 4 years. Had 2 more years to go. Paid $16,000. Sold $500 just to get it off my property. BAD investment. Did I have fun with my kids those 4 years? Yea, I did , BUT, Would I finance a TT again? No! The problem is most of the manufacturers build their RVs to only last a few years. Do your due diligence folks. Take a look at what your favorite camper is built from... cheap sandwiched luan floors, thin framing, fiber board that screams... please water, infiltrate me, so I can start bubbling. Compare apples to apples and oranges to oranges. Not all manufactures make a good product.