Just my opinion

So, if one is lucky enough to have had a financially rewarding career, or more likely rich parents or spouse, they can gloat over the fact they pay cash for everything. No catastrophic illnesses, no company closings, no "being in the wrong place at the wrong time" events to slow them down. Aren't rich folks wonderful? They seem to think so. Nobody was smarter or worked harder than the folks back in the Great Depression, but a lot of them went bankrupt anyway,

My philosophy has always been that one can have anything they want, not everything they want. Payments on a RV can be made from a second job if it is really that important to have one.