I have had the same cost of repair problem with another warranty company. They claim (after the fact) they will only pay truck "Flat Rate Book" for RV repair. The service center I was sent to will not work on RV's at the truck flat rate. They claim they are much harder to work on and it takes longer. I could not drive the motor home, so I had to pay the difference, which was almost twice what the Gold Seal warranty would pay. No more extended warranties for me. I put $5000.00 in a CD and so far have not had to touch a penny of it. That was 10 years ago.