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caysea7254's avatar
caysea7254
Explorer
Jul 27, 2023

Learned an expensive lesson today

We have been fulltime rving since Feb. 2019. Didn't realize that unless you have and live at an actual address you can't get a bank loan. Crazy!! We have had a few other problems also with not having an actual residence. We had to buy a new truck and take it all from our savings. We had no choice. So those of you wanting to do this
Lifestyle keep a piece of property it will make this lifestyle easier.
Tara
  • caysea7254 wrote:
    Well look around we know plenty of honest people. We're just honest it's that simply. We r far from perfect but we don't lie. Don't mean to start any arguments.
    Tara


    This uplifts my well being even further to know there is at least one person on the planet who has never told even a little white lie. Congratulations to you are in order as you are a true saint.

    There is no way to know if someone else has ever told a lie. That is complete BS to say otherwise.

    Cheers from the Silver state.
  • LMHS's avatar
    LMHS
    Explorer II
    I'm surprised you have any credit rating. I've fulltimed since 2005 and my credit is listed as "thin". Plus the 2 of the big 3 credit reporting agencies were 6 address behind the current one and one was a mere 5 address behind. But since I discovered that one of the biggie is nothing but a mail drop for an address, I stopped paying much attention to them (I was trying to get my brother-in-law's name removed from my husband's credit where my brother-in-law was listed as my husband's wife with my SS number, I finally gave up - took buying a house to fix it). I've financed 4 houses. I haven't had a loan since 2004. I dumped the last of my rarely used credit cards a few years ago and have relied solely on cash and debit card. I do have a bank. It's only online. I have a mailfowarding service in FL that provides an address that makes both my bank and the government happy.

    I ain't got much but what's mine is mine and not co-owned with a bank who would take it away in a heart beat.
  • Rice's avatar
    Rice
    Explorer III
    caysea7254 wrote:
    It's really simple to us. We just never lie about anything. People can adapt to anything without lie.
    Just curious--what do you use for "garaging address" on your vehicle insurance? That's one where I "lie" but I know the insurance company knows I'm "lying" because they're insuring me as a traveling fulltimer.
  • We are with Americas Mailbox. We have a PMB address. It's our legal address.