Forum Discussion
pnichols
Apr 06, 2018Explorer II
I've never understood any real good reason for using debit cards.
Just use a credit card and pay it off every month. That way you have both fraud protection and an immediate source of big money for an emergency -> the way we had to use our credit card when our RV's transmission failed as we started down the driveway on an RV trip with friends waiting for us.
A debit card would have been useless, as no way did we have - or want to keep - that kind of money laying around in our checking account ... and it would have take a few days to get the money out of our retirement account.
Just use a credit card and pay it off every month. That way you have both fraud protection and an immediate source of big money for an emergency -> the way we had to use our credit card when our RV's transmission failed as we started down the driveway on an RV trip with friends waiting for us.
A debit card would have been useless, as no way did we have - or want to keep - that kind of money laying around in our checking account ... and it would have take a few days to get the money out of our retirement account.
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